Feeling overwhelmed by insurance options in Kenya? You’re not alone! Navigating the world of insurance companies and policies can be confusing. But fear not! This guide simplifies everything you need to know about registered insurers and reinsurance companies in Kenya for 2024.
List of Insurers Licensed by IRA
Registered insurers are licensed by the Insurance Regulatory Authority (IRA). They offer car insurance, life insurance, medical insurance, and more. The IRA acts as the official watchdog, ensuring all registered insurers meet strict regulations and financial requirements.
| Insurance Company Name | Type of Insurance Offered | |
| 1 | AAR Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Personal Accident, Theft, Workmen’s Compensation, Medical,Miscellaneous |
| 2 | Africa Merchant Assurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 3 | AIG Kenya Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 4 | APA Insurance Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 5 | Britam General Insurance Company (K) Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 6 | Cannon General Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 7 | CIC General Insurance Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 8 | Corporate Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 9 | Directline Assurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 10 | Fidelity Shield Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 11 | First Assurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 12 | GA Insurance Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 13 | Geminia Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 14 | ICEA LION General Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 15 | Intra Africa Assurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 16 | Invesco Assurance Company Limited | Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 17 | Jubilee Allianz General Insurance Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 18 | Jubilee Health Insurance Limited | Medical |
| 19 | Kenindia Assurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 20 | Kenya Orient Insurance Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 21 | Madison General Insurance Kenya Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 22 | Mayfair Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 23 | MUA Insurance (Kenya) Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 24 | Occidental Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 25 | Old Mutual General Insurance Kenya Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 26 | Pacis Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 27 | Pioneer General Insurance Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 28 | Sanlam General Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 29 | Star Discover Insurance Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 30 | Takaful Insurance of Africa Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical,Miscellaneous |
| 31 | Tausi Assurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 32 | The Heritage Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 33 | The Kenyan Alliance Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
| 34 | The Monarch Insurance Company Limited | Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Miscellaneous |
| 35 | Trident Insurance Company Limited | Aviation, Engineering, Fire Domestic, Fire Industrial, Liability, Marine, Private Motor, Commercial Motor, Personal Accident, Theft, Workmen’s Compensation, Medical, Miscellaneous |
Licensed Reinsurance and Long Time Life Insurance Companies in Kenya
Choosing Your Perfect Insurance Provider
Choosing the right insurance company is crucial. Here’s are factors to consider
- Always choose a registered insurer! Access the official IRA list of licensed insurers to ensure you’re dealing with a legitimate company
- Consider your needs: What are you trying to protect? Do you need car insurance, medical cover, or something else? Different insurers specialize in various areas.
- Compare coverage options: Don’t settle for the first offer! Compare coverage details, deductibles (the amount you pay before insurance kicks in), and exclusions (situations not covered) across different insurers.
- Research claim settlement reputation: Look for an insurer known for settling claims efficiently and fairly. Online reviews and industry reports can offer valuable insights.
- Focus on customer service: Having a helpful and responsive insurance provider makes a world of difference. Consider factors like ease of communication and claim assistance.
Frequently Asked Questions (FAQs)
Q: What are the different types of insurance available in Kenya?
A wide range of insurance products exist, from car and medical insurance to life and home insurance.
Q: How do I file a claim with my insurance company?
Contact your insurance provider directly. They will guide you through the claim settlement process and the required documentation.